Terms and Conditions
Effective Date: January 20, 2026
Last Updated: January 20, 2026
Welcome to Ratel Healthcare Services (“we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the website https://ratelhealthcareservices.org/. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Site.
1. Acceptance of Terms
By accessing or using this Site, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Use of the Site
2.1 Permitted Use
You may use the Site for lawful purposes and in accordance with these Terms.
2.2 Prohibited Use
You agree not to:
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Use the Site for any illegal or unauthorized purpose.
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Post, transmit, or distribute any content that is harmful, offensive, defamatory, or infringing on intellectual property rights.
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Interfere with the Site’s operation or servers.
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Attempt to gain unauthorized access to any portion of the Site.
3. Content on the Site
All material on this Site, including text, images, graphics, logos, and software (“Content”), is owned by or licensed to Ratel Healthcare Services and protected by applicable intellectual property laws.
3.1 Limited License
We grant you a limited, non-exclusive, non-transferable license to view and use the Site for personal or internal business purposes only.
3.2 Restrictions
You may not:
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Modify, distribute, transmit, reproduce, or create derivative works from the Content without our prior written consent.
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Use the Content in any manner that could harm our brand or reputation.
4. User Accounts
If the Site allows you to create an account:
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You are responsible for maintaining the confidentiality of your account credentials.
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You agree to provide accurate and up-to-date information.
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You are responsible for all activities that occur under your account.
5. Third-Party Links
Our Site may contain links to third-party websites or services. These links are provided for your convenience. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or terms.
6. Disclaimers
6.1 No Medical Advice
Information on this Site is provided for educational and informational purposes only and is not intended to replace professional medical advice, diagnosis, treatment, or healthcare services. You should always seek the advice of a qualified healthcare professional with any questions you may have.
6.2 “As-Is” and “As Available”
The Site and all Content are provided “as-is” and “as available,” without any warranties (express or implied), including warranties of accuracy, completeness, or fitness for a particular purpose.
7. Limitation of Liability
To the fullest extent permitted by law, Ratel Healthcare Services, its directors, employees, affiliates, partners, and agents will not be liable for any:
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Direct, indirect, incidental, special, or consequential damages
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Loss of data, revenue, profits, or goodwill
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Claims arising from your access to or use of the Site
This limitation applies even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to defend, indemnify, and hold harmless Ratel Healthcare Services and its affiliates from any claims, liabilities, damages, losses, costs, or expenses arising from:
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Your use of the Site
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Your violation of these Terms
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Your infringement of any third-party rights
9. Termination
We may suspend or terminate your access to all or part of the Site at any time, without notice or liability, for any reason, including if you breach these Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria without regard to its conflict of laws principles.
11. Changes to These Terms
We may update these Terms at any time. The Effective Date at the top reflects when the current version takes effect. Your continued use of the Site after changes means you accept the updated Terms.
12. Contact Us
If you have any questions or concerns about these Terms, please contact us: